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Useful finance: invest a capital of high-growth SMEs

FinanceUtile is a website dedicated to original equity investment in innovative businesses.

This platform truly participatory and fun, is conceived as a meeting place between one side of SME managers seeking funds to expand their business, and across individuals wishing to invest part of their savings in SME development fast, creative and promising new jobs.

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Employee Savings

The Incentive and Participation:

Employee savings can involve employees in the company's results. The sharing and incentive pay are complements to the equivalent of "premiums".

Participation: mandatory if the company's workforce is equal to at least 50 employees, it helps distribute some of the results in exemption from social security (except CSG and CRDS) and deducted from taxable income.

The incentive: is a mode of association staff to financial and economic results of the company (profit, productivity ...). It is paid when a predetermined goal was reached during the exercise. It generates savings in social security (except CSG and CRDS) and is also deductible from taxable income.

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How and why save?

The money he made to be spent? Sure ... but not in its entirety!

Discover why it's best to save part of his income and how to get there.

Why save? First, the money saved can be used in emergencies. Even in France, with the coverage we have, it is better to create a small financial cushion "in case". Then this money, if you put it in an intelligent way, can grow and create a second income, "passive". Finally, because if you look at your spending the last 3 months, you'll find that over a quarter were totally unnecessary.

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